[Required] Consent to Collection and Use of Personal Information

Northbridge Insight Co., Ltd. collects and uses personal information as outlined below, and all personal information is securely managed in accordance with the Personal Information Protection Act.

1. Personal Information Collected

Purpose of Collection	Required Information	Retention Period
Membership registration and user identification	Email address, password, access logs, IP address	Until membership withdrawal
Paid service payments	Payment ID, subscription details, payment date and time	5 years (Electronic Commerce Act)
Service security	IP address, session information	Until membership withdrawal

Purpose of Collection	Required Information	Retention Period
Payment card registration	Email address, card information, address	Until membership withdrawal or 5 years

2. Right to Refuse Consent

Users have the right to refuse consent to the collection and use of personal information. However, refusal may result in limitations on service use.

*Personal information collected will not be provided to third parties without user consent, except as required by applicable laws.